{"id":269240,"date":"2026-11-02T12:03:04","date_gmt":"2026-11-02T12:03:04","guid":{"rendered":"https:\/\/news.vandica.com\/%e5%8e%bb%e5%b9%b4%e5%85%a8%e5%9c%8b%e8%80%81%e4%ba%ba%e8%a2%ab%e9%a8%99%e6%90%8d%e5%a4%b130%e5%84%84%e5%85%83-%e9%80%be10%e8%90%ac%e5%85%83%e8%80%85%e6%9a%b4%e5%a2%9e\/"},"modified":"2026-11-02T12:03:04","modified_gmt":"2026-11-02T12:03:04","slug":"%e5%8e%bb%e5%b9%b4%e5%85%a8%e5%9c%8b%e8%80%81%e4%ba%ba%e8%a2%ab%e9%a8%99%e6%90%8d%e5%a4%b130%e5%84%84%e5%85%83-%e9%80%be10%e8%90%ac%e5%85%83%e8%80%85%e6%9a%b4%e5%a2%9e","status":"publish","type":"post","link":"https:\/\/news.vandica.com\/traditional_chinese\/%e5%8e%bb%e5%b9%b4%e5%85%a8%e5%9c%8b%e8%80%81%e4%ba%ba%e8%a2%ab%e9%a8%99%e6%90%8d%e5%a4%b130%e5%84%84%e5%85%83-%e9%80%be10%e8%90%ac%e5%85%83%e8%80%85%e6%9a%b4%e5%a2%9e\/","title":{"rendered":"\u53bb\u5e74\u5168\u570b\u8001\u4eba\u88ab\u9a19\u640d\u593130\u5104\u5143 \u903e10\u842c\u5143\u8005\u66b4\u589e"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<section class=\"article-content__editor\">\n\t\t\t\t\t<!-- \u6587\u7ae0\u5927\u5716 --><\/p>\n<figure class=\"article-content__image\" data-url=\"https:\/\/pgw.worldjournal.com\/gw\/photo.php?u=https:\/\/uc.udn.com.tw\/photo\/t3\/2026\/11\/02\/35476102.jpg&amp;M=1&amp;s=Y&amp;x=0&amp;y=0&amp;sw=1280&amp;sh=906&amp;sl=W&amp;fw=800&amp;exp=3600&amp;q=75\" style=\"--bg-image:url('https:\/\/pgw.worldjournal.com\/gw\/photo.php?u=https:\/\/uc.udn.com.tw\/photo\/t3\/2026\/11\/02\/35476102.jpg&amp;M=1&amp;s=Y&amp;x=0&amp;y=0&amp;sw=1280&amp;sh=906&amp;sl=W&amp;fw=800&amp;exp=3600&amp;q=75')\">\n\t<picture><source data-srcset=\"https:\/\/pgw.worldjournal.com\/gw\/photo.php?u=https:\/\/uc.udn.com.tw\/photo\/t3\/2026\/11\/02\/35476102.jpg&amp;M=1&amp;s=Y&amp;x=0&amp;y=0&amp;sw=1280&amp;sh=906&amp;sl=W&amp;fw=800&amp;exp=3600&amp;q=75&amp;nt=1\" type=\"image\/webp\"><\/source><source data-srcset=\"https:\/\/pgw.worldjournal.com\/gw\/photo.php?u=https:\/\/uc.udn.com.tw\/photo\/t3\/2026\/11\/02\/35476102.jpg&amp;M=1&amp;s=Y&amp;x=0&amp;y=0&amp;sw=1280&amp;sh=906&amp;sl=W&amp;fw=800&amp;exp=3600&amp;q=75\" type=\"image\/jpeg\"><\/source><br \/>\n\t\t<img decoding=\"async\" alt=\"\u806f\u90a6\u8cbf\u6613\u59d4\u54e1\u6703\u5831\u544a\u7a31\uff0c\u53bb\u5e74\u5168\u7f8e\u8001\u4eba\u88ab\u9a19\u6240\u8499\u53d7\u7684\u640d\u5931\u9ad8\u905430\u5104\u5143\uff0c\u5176\u4e2d\u67096%\u53d7\u9a19\u8001...\" class=\"lazyload\" src=\"https:\/\/pgw.worldjournal.com\/gw\/photo.php?u=https:\/\/uc.udn.com.tw\/photo\/t3\/2026\/11\/02\/35476102.jpg&amp;M=1&amp;s=Y&amp;x=0&amp;y=0&amp;sw=1280&amp;sh=906&amp;sl=W&amp;fw=800&amp;exp=3600&amp;q=75\">\n\t<\/picture><figcaption>\u806f\u90a6\u8cbf\u6613\u59d4\u54e1\u6703\u5831\u544a\u7a31\uff0c\u53bb\u5e74\u5168\u7f8e\u8001\u4eba\u88ab\u9a19\u6240\u8499\u53d7\u7684\u640d\u5931\u9ad8\u905430\u5104\u5143\uff0c\u5176\u4e2d\u67096%\u53d7\u9a19\u8001\u4eba\u6bcf\u4eba\u640d\u5931\u81f3\u5c1110\u842c\u5143\u3002\u793a\u610f\u5716\u3002(\u8def\u900f)<\/figcaption><\/figure>\n<p><!-- #Location: \/inc\/content\/story\/article_bigimage --><br \/>\n\t\t\t\t\t<!--0--><\/p>\n<section class=\"ai_content_block\" data-ai=\"highlight\">\n<h3 class=\"ai_content_block-subtitle\">AI\u6458\u8981<\/h3>\n<h2 class=\"ai_content_block-title\">\u6587\u7ae0\u6458\u8981\u6574\u7406\uff1a<\/h2>\n<p class=\"ai_content_block-description\">FTC\u5831\u544a\u986f\u793a\uff0c\u7f8e\u570b\u8001\u4eba\u53bb\u5e74\u906d\u8a50\u9a19\u640d\u5931\u905430\u5104\u5143\uff0c\u5de8\u984d\u640d\u5931\u6848\u4ef6\u5feb\u901f\u589e\u52a0\uff0cAI\u8207\u5192\u5145\u6a5f\u69cb\u624b\u6cd5\u4e5f\u8b93\u8a50\u9a19\u66f4\u96e3\u9632\u3002<\/p>\n<\/section>\n<p>\n\u806f\u90a6\u8cbf\u6613\u59d4\u54e1\u6703(FTC)\u5831\u544a\u7a31\uff0c2025\u5e74\u5168\u7f8e\u8001\u4eba\u88ab\u9a19\u6240\u8499\u53d7\u7684\u640d\u5931\u9ad8\u905430\u5104\u5143\uff0c\u5176\u4e2d\u67096%\u53d7\u9a19\u8001\u4eba\u6bcf\u4eba\u640d\u5931\u81f3\u5c1110\u842c\u5143\uff0c\u9019\u4e9b\u53d7\u5de8\u984d\u640d\u5931\u7684\u4eba\u6578\u4e94\u5e74\u5167\u66b4\u589e\uff0c\u5e7e\u4e4e\u662f2020\u5e74\u7684\u516d\u500d\u3002<\/p>\n<p><!--1--><\/p>\n<p>\n\u5831\u544a\u986f\u793a\uff0c2025\u5e74\u5168\u7f8e\u8001\u4eba\u53d7\u9a19\u640d\u5931\u5927\u589e\u4e3b\u8981\u662f\u56e0\u70ba\u5de8\u984d\u640d\u5931\u7684\u53d7\u5bb3\u8005\u66b4\u589e\u3002<\/p>\n<p><!-- \/1014072\/article_end_video --><\/p>\n<div class=\"article_content_ads_video\" id=\"div-gpt-ad-1694617103692-0\">\n  <script>\n    googletag.cmd.push(function() { googletag.display('div-gpt-ad-1694617103692-0'); });\n  <\/script>\n<\/div>\n<p><!-- \/1014072\/Mobile_ROS_Box_01 --><br \/>\n<!-- \n\n<div class=\"udn-ads-300x250--border inline-ads\">\n\n<div class=\"udn-ads udn-ads-300x250 mobile-ads\" id='div-gpt-ad-1597625858367-1'> --><\/p>\n<div class=\"udn-ads-300x250--border inline-ads\">\n<div class=\"udn-ads udn-ads-300x250 mobile-ads\" id=\"ads-inline\">\n  <script>\n    googletag.cmd.push(function() { googletag.display('ads-inline'); });\n  <\/script>\n<\/div>\n<div id=\"underlay-checkpoint\"><\/div>\n<\/div>\n<p><!--2--><\/p>\n<p>\nFTC\u65bc10\u670826\u65e5\u5411\u570b\u6703\u63d0\u4ea4\u8001\u4eba<a class=\"trigger_tag\" href=\"https:\/\/www.worldjournal.com\/search\/tagging\/8877\/%E8%A9%90%E9%A8%99\" rel=\"239764\"><strong>\u8a50\u9a19<\/strong><\/a><!-- #Location: \/inc\/content\/story\/media_tag -->\u5e74\u5ea6\u5831\u544a\uff0c\u5168\u7f8e\u5c46\u6eff60\u6b72\u7684\u4eba\u53bb\u5e74\u53d7\u9a19\u640d\u5931\u7d0430\u5104\u5143\uff0c\u8f03\u524d\u4e00\u5e74\u589e\u52a025%\uff0c\u66f4\u8f032020\u5e74\u5927\u589e\u56db\u500d\u3002<\/p>\n<p><!--3--><\/p>\n<p>\n\u53bb\u5e74\u5404\u640d\u5931\u81f3\u5c1110\u842c\u5143\u7684\u53d7\u9a19\u8001\u4eba\u50c5\u4f546%\uff0c\u4f46\u8a72\u65cf\u7fa4\u640d\u5931\u7e3d\u984d\u537b\u4f54\u6240\u6709\u53d7\u9a19\u91d1\u984d\u768470%\uff1b\u9019\u985e\u5de8\u984d\u640d\u5931\u6848\u4ef62020\u5e74\u70ba1136\u8d77\uff0c2025\u5e74\u589e\u9577\u8fd1\u516d\u500d\u3001\u90546769\u8d77\u3002<\/p>\n<p><!--4--><\/p>\n<p>\n\u8a31\u591a\u8a50\u9a19\u6848\u672a\u88ab\u8209\u5831\uff0c\u56e0\u6b64FTC\u4f30\u8a08\uff0c2025\u5e74\u5be6\u969b\u640d\u5931\u9060\u9ad8\u65bc30\u5104\u5143\uff0c\u6050\u9054133\u5104\u81f31195\u5104\u5143\u4e4b\u9593\uff0c2024\u5e74\u5be6\u969b\u640d\u5931\u4f30\u8a08\u9054101\u5104\u81f3815\u5104\u5143\u3002<\/p>\n<p><!--5--><\/p>\n<p>\n\u8001\u4eba\u6b0a\u76ca\u5021\u8b70\u7d44\u7e54Elder Justice Coalition\u5168\u570b\u5354\u8abf\u54e1\u5e03\u862d\u5361\u6258(Bob Blancato)\u8aaa\uff0c\u8001\u4eba\u53d7\u9a19\u60c5\u6cc1\u56b4\u91cd\uff0c\u4e3b\u8981\u662f\u72af\u7f6a\u5206\u5b50\u6bd4\u6240\u6709\u4eba\u6280\u9ad8\u4e00\u7c4c\u3002<\/p>\n<p><!--6--><\/p>\n<p>\n\u6b64\u5916\uff0c2025\u5e74\u6295\u8cc7\u8a50\u9a19\u640d\u5931\u5927\u589e42%\u3002<\/p>\n<\/p>\n<p>\nFTC\u53bb\u5e748\u6708\u5206\u6790\u7a31\uff0c\u8d8a\u4f86\u8d8a\u591a\u8a50\u9a19\u5206\u5b50\u5192\u5145\u9280\u884c\u3001\u4f01\u696d\u548c\u653f\u5e9c\u6a5f\u69cb\uff0c\u9396\u5b9a\u88ab\u5bb3\u4eba\u7562\u751f\u7a4d\u84c4\u884c\u9a19\uff0c\u5c0e\u81f4\u640d\u5931\u9023\u5e74\u589e\u52a0\uff1b\u884c\u9a19\u8005\u901a\u5e38\u634f\u9020\u7dca\u6025\u60c5\u6cc1\uff0c\u8a98\u9a19\u53d7\u5bb3\u8005\u8f49\u79fb\u8cc7\u91d1\uff0c\u8b0a\u7a31\u662f\u8981\u4fdd\u8b77\u5e33\u6236\u514d\u906d\u76dc\u7528\u3002<\/p>\n<p><!--7--><\/p>\n<p>\n\u96a8\u8457\u4eba\u5de5\u667a\u6167(AI)\u666e\u53ca\u5316\uff0c\u8a50\u9a19\u96a8\u4e4b\u589e\u52a0\uff1b\u806f\u90a6\u8abf\u67e5\u5c40(FBI)\u7a31\uff0cAI\u8a50\u9a19\u66f4\u5bb9\u6613\u64cd\u4f5c\u800c\u4e14\u8d8a\u4f86\u8d8a\u96e3\u5075\u6e2c\u3002\u884c\u9a19\u8005\u5f80\u5f80\u5192\u5145\u9280\u884c\u6216\u653f\u5e9c\u6a5f\u69cb\u4ee3\u8868\uff0c\u8b0a\u7a31\u53d7\u9a19\u8005\u8cc7\u91d1\u9762\u81e8\u88ab\u76dc\u98a8\u96aa\uff0c\u63a5\u8457\u6307\u5f15\u53d7\u9a19\u8005\u8f49\u79fb\u8cc7\u91d1\u3001\u90f5\u5bc4\u73fe\u91d1\u6216\u5c07\u9322\u5b58\u5165\u52a0\u5bc6\u8ca8\u5e63\u81ea\u52d5\u6ac3\u54e1\u6a5f(ATM) \uff0c\u8072\u7a31\u8981\u4fdd\u8b77\u4ed6\u5011\u7684\u8cc7\u7522\u3002<\/p>\n<p><!--8--><\/p>\n<p>\n\u5728\u8001\u4eba\u63d0\u5831\u7684\u7e3d\u640d\u5931\u4e2d\uff0c\u653f\u5e9c\u5192\u5145\u8a50\u9a19\u6392\u540d\u7b2c\u4e8c\uff0c\u640d\u5931 4.48 \u5104\u5143\uff0c\u63a5\u8457\u662f\u4f01\u696d\u5192\u5145\u8a50\u9a19\u3001\u640d\u5931 4.22 \u5104\u5143\u3002<\/p>\n<p><!--9--><\/p>\n<p>\n2017 \u5e74\u300c\u6e1b\u7a05\u8207\u5c31\u696d\u6cd5\u6848\u300d(Tax Cuts and Jobs Act)\u66ab\u6642\u9650\u5236\u53d7\u5bb3\u8005\u5831\u7a05\u6642\u5c07\u8a50\u9a19\u640d\u5931\u5217\u70ba\u6263\u9664\u9805\u7684\u6b0a\u5229\uff0c\u539f\u5b9a 2025 \u5e74\u5230\u671f\uff0c\u4f46\u5ddd\u666e\u7e3d\u7d71\u53bb\u5e74\u7c3d\u7f72\u300c\u5927\u53c8\u7f8e\u6cd5\u6848\u300d(big beautiful bill)\uff0c\u8b8a\u6210\u6c38\u4e45\u751f\u6548\u3002<\/p>\n<p><!--10--><\/p>\n<section class=\"ai_content_block\" data-ai=\"faq\">\n<h3 class=\"ai_content_block-subtitle\">\u7cbe\u83ef FAQ<\/h3>\n<ul class=\"ai_content_block_faq\">\n<li class=\"ai_content_block_faq-item\">      <input type=\"checkbox\" name=\"faq\" id=\"faq1\" class=\"ai_content_block-checkbox\"><br \/>\n<h2 class=\"ai_content_block-title\">        <label for=\"faq1\">Q1\uff1aFTC\u5831\u544a\u4e2d\uff0c\u7f8e\u570b\u8001\u4eba\u53bb\u5e74\u906d\u8a50\u9a19\u640d\u5931\u662f\u591a\u5c11\uff1f<button class=\"ai_content_block-button\"><\/button><\/label>      <\/h2>\n<div class=\"ai_content_block-answer\">\n<p class=\"ai_content_block-description\">FTC\u5411\u570b\u6703\u63d0\u4ea4\u7684\u5831\u544a\u6307\u51fa\uff0c\u5168\u7f8e60\u6b72\u4ee5\u4e0a\u8001\u4eba\u53bb\u5e74\u53d7\u9a19\u640d\u5931\u7d0430\u5104\u5143\uff0c\u8f03\u524d\u4e00\u5e74\u589e\u52a025%\uff0c\u4e26\u6bd42020\u5e74\u5927\u589e4\u500d\uff0c\u986f\u793a\u8001\u4eba\u8a50\u9a19\u554f\u984c\u6301\u7e8c\u60e1\u5316\u3002<\/p>\n<\/p><\/div>\n<\/li>\n<li class=\"ai_content_block_faq-item\">      <input type=\"checkbox\" name=\"faq\" id=\"faq2\" class=\"ai_content_block-checkbox\"><br \/>\n<h2 class=\"ai_content_block-title\">        <label for=\"faq2\">Q2\uff1a\u70ba\u4f55\u6574\u9ad4\u640d\u5931\u5927\u589e\uff0c\u4e3b\u8981\u662f\u54ea\u4e9b\u6848\u4ef6\u589e\u52a0\uff1f<button class=\"ai_content_block-button\"><\/button><\/label>      <\/h2>\n<div class=\"ai_content_block-answer\">\n<p class=\"ai_content_block-description\">\u5831\u544a\u8a8d\u70ba\uff0c\u7e3d\u640d\u5931\u98c6\u9ad8\u7684\u4e3b\u56e0\u662f\u5de8\u984d\u640d\u5931\u53d7\u5bb3\u8005\u66b4\u589e\u3002\u53bb\u5e74\u640d\u5931\u81f3\u5c1110\u842c\u5143\u7684\u6848\u4ef6\u96d6\u53ea\u53606%\uff0c\u537b\u5360\u7e3d\u640d\u593170%\uff0c\u6848\u4ef6\u6578\u4e5f\u5f9e2020\u5e74\u76841136\u8d77\u589e\u81f36769\u8d77\u3002<\/p>\n<\/p><\/div>\n<\/li>\n<li class=\"ai_content_block_faq-item\">      <input type=\"checkbox\" name=\"faq\" id=\"faq3\" class=\"ai_content_block-checkbox\"><br \/>\n<h2 class=\"ai_content_block-title\">        <label 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